Erin and I are trying to buy a home. We've been looking, we've been finding and loosing all at the same time. It's funny, when we could have bought a home (about 6 to 10 months ago) with the 0% down, 40 yr mortgage, the housing prices where way beyond what we could have afforded. Now, we can afford something... but there's nothing worth buying.
We've just gone through our final mortgage broker (first was a bank, second was a mortgage broker) and all we want is service. We're also done going through, basically, our 3rd and final personal audit on all of our debts and finances. I'm hoping the 3rd time's the charm because I'm tired of applying and hoping and looking and hoping and finding nothing.
Trying to find a place in town here is almost impossible. There are a lot of other people in our price bracket that, homes going for our price point are going with in days. We have been looking around and have found a couple of places, but, not REALLY priced beyond what we can afford, just the homes aren't going to come down. We've found a really nice duplex, brand new, been on the market since it was started to be built. We asked our realtor to pass along a number to see if he'd be willing to entertain... nadda. Oh well... hence our 3rd attempt trying to get a half decent mortgage. What we're hoping is that this 3rd attempt will give us a better price to be able to make an offer on the nice duplex. We'll find out tomorrow... just frustrating is all. Ah well... We've waited this long... whats one more night...lol
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